SSealbook

Authorize.Net vs Razorpay

Authorize.Net confirms 3 of the features we check on its own site; Razorpay confirms 7. Starting prices: Authorize.Net USD 25/mo · + 2.9% + 30c per transaction, Razorpay not published.

Authorize.Net

Small businesses accepting card and eCheck payments online, in person or by phone.

Watch out: Priced in USD with a monthly fee plus per-transaction charges.

Razorpay

Businesses selling in India that need payments, banking and payroll in one suite.

Watch out: Focused on India (UPI, RuPay, INR).

Overview & pricing
CategoryPayments & FintechPayments & Fintech
SpecialtyOnline paymentsPayments platform
Based in🇺🇸 United States🇮🇳 India
Best forAll sizesAll sizes
Starting priceUSD 25/mo · + 2.9% + 30c per transactionUnconfirmed
Free planUnconfirmedUnconfirmed
Free trialUnconfirmedUnconfirmed
Features confirmed on each vendor’s site
Card payments · Core features✓Credit card payment processor for online, in-person, phone✓Accepts cards, netbanking, UPI; 100+ payment methods
Payment links · Core featuresUnconfirmed✓Payment Links: create and send links to collect money
Physical terminal · Core featuresUnconfirmed✓Razorpay POS for in-store payments
Recurring billing · Core features✓Recurring Payments for monthly or installment billing✓Subscriptions: collect recurring payments
Payouts / dispersion · Core featuresUnconfirmed✓Payouts: 24x7 instant automated payouts
Corporate cards · Core featuresUnconfirmed✓Corporate Cards listed in banking suite
Fraud prevention · Core features✓Advanced Fraud Protection with rules-based filtersUnconfirmed
Public API · PlatformUnconfirmed✓Robust, easy-to-use APIs
Integrations
Listed on its siteUnconfirmedUnconfirmed

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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.