Authorize.Net vs Unit
Authorize.Net confirms 3 of the features we check on its own site; Unit confirms 3. Starting prices: Authorize.Net USD 25/mo · + 2.9% + 30c per transaction, Unit Quote only.
Authorize.Net
Small businesses accepting card and eCheck payments online, in person or by phone.
Watch out: Priced in USD with a monthly fee plus per-transaction charges.
Unit
Software companies that want to embed accounts, cards, money movement and lending inside their own product.
Watch out: No public pricing; access is through sales and demos, and the money-movement rails cited are US-centric (ACH, wire, check).
| Overview & pricing | ||
|---|---|---|
| Category | Payments & Fintech | Payments & Fintech |
| Specialty | Online payments | Embedded finance infrastructure |
| Based in | 🇺🇸 United States | 🇺🇸 United States |
| Best for | All sizes | All sizes |
| Starting price | USD 25/mo · + 2.9% + 30c per transaction | Quote only |
| Free plan | Unconfirmed | Unconfirmed |
| Free trial | Unconfirmed | Unconfirmed |
| Features confirmed on each vendor’s site | ||
| Card payments · Core features | ✓Credit card payment processor for online, in-person, phone | Unconfirmed |
| Recurring billing · Core features | ✓Recurring Payments for monthly or installment billing | Unconfirmed |
| Credit / financing · Core features | Unconfirmed | ✓Capital: lines of credit, invoice factoring and credit cards |
| Fraud prevention · Core features | ✓Advanced Fraud Protection with rules-based filters | Unconfirmed |
| SOC 2 · Security & compliance | Unconfirmed | ✓Certified SOC 2 Type II |
| PCI DSS · Security & compliance | Unconfirmed | ✓PCI DSS Level 1 compliant |
| Integrations | ||
| Listed on its site | Unconfirmed | Unconfirmed |
Add a third product or ask the AI about your case →
Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.