Brex vs Ramp
Brex confirms 3 of the features we check on its own site; Ramp confirms 3. Starting prices: Brex USD 12/mo · per user per month, Ramp USD 15/mo · per user + platform fee by team size.
Brex
Startups through enterprises wanting cards, expenses, bill pay and banking in one platform.
Watch out: Enterprise pricing is custom only.
Ramp
Finance teams that want corporate cards, expenses and bill pay on one platform, from startups to enterprises.
Watch out: Banking and payment details cited are US-oriented (ACH, FDIC, QuickBooks Online).
| Overview & pricing | ||
|---|---|---|
| Category | Payments & Fintech | Payments & Fintech |
| Specialty | Spend management | Spend management |
| Based in | 🇺🇸 United States | 🇺🇸 United States |
| Best for | All sizes | Enterprise |
| Starting price | USD 12/mo · per user per month | USD 15/mo · per user + platform fee by team size |
| Free plan | Unconfirmed | ✓Yes |
| Free trial | Unconfirmed | Unconfirmed |
| Features confirmed on each vendor’s site | ||
| Corporate cards · Core features | ✓Corporate cards with built-in controls | ✓Corporate cards with unlimited cards and issuing controls |
| Expense management · Core features | ✓AI-powered expense automation and approvals | ✓Travel and expense, receipt matching, expenses via SMS or Slack |
| Fraud prevention · Core features | Unconfirmed | ✓Automated fraud checks on AP |
| Public API · Platform | ✓Brex API access listed in Essentials | Unconfirmed |
| Onboarding / implementation · Support | ◐Customizable implementation services on Enterprise only | Unconfirmed |
| Integrations | ||
| Listed on its site | Claude, ChatGPT | Xero, NetSuite, Sage Intacct, QuickBooks, Microsoft Dynamics 365 Business Central, Workday Financial Management, Acumatica, Zoho Books, Oracle Fusion Cloud, Slack, Amazon Business |
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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.