Brex vs Razorpay
Brex confirms 3 of the features we check on its own site; Razorpay confirms 7. Starting prices: Brex USD 12/mo · per user per month, Razorpay not published.
Brex
Startups through enterprises wanting cards, expenses, bill pay and banking in one platform.
Watch out: Enterprise pricing is custom only.
Razorpay
Businesses selling in India that need payments, banking and payroll in one suite.
Watch out: Focused on India (UPI, RuPay, INR).
| Overview & pricing | ||
|---|---|---|
| Category | Payments & Fintech | Payments & Fintech |
| Specialty | Spend management | Payments platform |
| Based in | 🇺🇸 United States | 🇮🇳 India |
| Best for | All sizes | All sizes |
| Starting price | USD 12/mo · per user per month | Unconfirmed |
| Free plan | Unconfirmed | Unconfirmed |
| Free trial | Unconfirmed | Unconfirmed |
| Features confirmed on each vendor’s site | ||
| Card payments · Core features | Unconfirmed | ✓Accepts cards, netbanking, UPI; 100+ payment methods |
| Payment links · Core features | Unconfirmed | ✓Payment Links: create and send links to collect money |
| Physical terminal · Core features | Unconfirmed | ✓Razorpay POS for in-store payments |
| Recurring billing · Core features | Unconfirmed | ✓Subscriptions: collect recurring payments |
| Payouts / dispersion · Core features | Unconfirmed | ✓Payouts: 24x7 instant automated payouts |
| Corporate cards · Core features | ✓Corporate cards with built-in controls | ✓Corporate Cards listed in banking suite |
| Expense management · Core features | ✓AI-powered expense automation and approvals | Unconfirmed |
| Public API · Platform | ✓Brex API access listed in Essentials | ✓Robust, easy-to-use APIs |
| Onboarding / implementation · Support | ◐Customizable implementation services on Enterprise only | Unconfirmed |
| Integrations | ||
| Listed on its site | Claude, ChatGPT | Unconfirmed |
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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.