Brex vs Unit
Brex confirms 3 of the features we check on its own site; Unit confirms 3. Starting prices: Brex USD 12/mo · per user per month, Unit Quote only.
Brex
Startups through enterprises wanting cards, expenses, bill pay and banking in one platform.
Watch out: Enterprise pricing is custom only.
Unit
Software companies that want to embed accounts, cards, money movement and lending inside their own product.
Watch out: No public pricing; access is through sales and demos, and the money-movement rails cited are US-centric (ACH, wire, check).
| Overview & pricing | ||
|---|---|---|
| Category | Payments & Fintech | Payments & Fintech |
| Specialty | Spend management | Embedded finance infrastructure |
| Based in | 🇺🇸 United States | 🇺🇸 United States |
| Best for | All sizes | All sizes |
| Starting price | USD 12/mo · per user per month | Quote only |
| Free plan | Unconfirmed | Unconfirmed |
| Free trial | Unconfirmed | Unconfirmed |
| Features confirmed on each vendor’s site | ||
| Corporate cards · Core features | ✓Corporate cards with built-in controls | Unconfirmed |
| Expense management · Core features | ✓AI-powered expense automation and approvals | Unconfirmed |
| Credit / financing · Core features | Unconfirmed | ✓Capital: lines of credit, invoice factoring and credit cards |
| Public API · Platform | ✓Brex API access listed in Essentials | Unconfirmed |
| Onboarding / implementation · Support | ◐Customizable implementation services on Enterprise only | Unconfirmed |
| SOC 2 · Security & compliance | Unconfirmed | ✓Certified SOC 2 Type II |
| PCI DSS · Security & compliance | Unconfirmed | ✓PCI DSS Level 1 compliant |
| Integrations | ||
| Listed on its site | Claude, ChatGPT | Unconfirmed |
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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.