Conekta vs Razorpay
Conekta confirms 12 of the features we check on its own site; Razorpay confirms 7. Starting prices: Conekta MXN 3 one-time · card payment commission from 3.4% + 3.00 MXN, Razorpay not published.
Conekta
Mexican businesses that need one integration for cards, transfers, cash and subscriptions, with fraud tools.
Watch out: Pricing is commission-based and detailed fees vary by payment method; enterprise pricing is custom.
Razorpay
Businesses selling in India that need payments, banking and payroll in one suite.
Watch out: Focused on India (UPI, RuPay, INR).
| Overview & pricing | ||
|---|---|---|
| Category | Payments & Fintech | Payments & Fintech |
| Specialty | Payment Gateway | Payments platform |
| Based in | 🇲🇽 Mexico | 🇮🇳 India |
| Best for | All sizes | All sizes |
| Starting price | MXN 3 one-time · card payment commission from 3.4% + 3.00 MXN | Unconfirmed |
| Free plan | ✕No | Unconfirmed |
| Free trial | Unconfirmed | Unconfirmed |
| Features confirmed on each vendor’s site | ||
| Card payments · Core features | ✓Accepts cards in online payments and checkout. | ✓Accepts cards, netbanking, UPI; 100+ payment methods |
| Payment links · Core features | ✓Creates shareable payment links. | ✓Payment Links: create and send links to collect money |
| SPEI transfers · Core features | ✓Supports transfer payments and SPEI is listed. | Unconfirmed |
| OXXO / cash payments · Core features | ✓Offers Conekta Efectivo and OXXO cash payments. | Unconfirmed |
| Physical terminal · Core features | Unconfirmed | ✓Razorpay POS for in-store payments |
| Recurring billing · Core features | ✓Recurring billing for subscriptions and monthly payments. | ✓Subscriptions: collect recurring payments |
| Payouts / dispersion · Core features | Unconfirmed | ✓Payouts: 24x7 instant automated payouts |
| Corporate cards · Core features | Unconfirmed | ✓Corporate Cards listed in banking suite |
| Fraud prevention · Core features | ✓Mentions advanced antifraud and real-time fraud decisions. | Unconfirmed |
| Prices / billing in MXN · Mexico fit | ✓Prices are shown in MXN. | Unconfirmed |
| Support in Spanish · Mexico fit | ✓Website and support copy are in Spanish for Mexico. | Unconfirmed |
| OXXO / SPEI / Mexican cards · Mexico fit | ✓Integrates cards, SPEI, cash and BNPL for Mexico. | Unconfirmed |
| Web app · Platform | ✓Has a Panel Conekta dashboard for managing payments. | Unconfirmed |
| Public API · Platform | ✓Direct API / API REST integration is listed. | ✓Robust, easy-to-use APIs |
| Onboarding / implementation · Support | ✓Offers technical accompaniment during integration. | Unconfirmed |
| Integrations | ||
| Listed on its site | Shopify, Magento, VTEX, WooCommerce, PrestaShop, Tiendanube, BBVA | Unconfirmed |
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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.