kiban vs Razorpay
kiban confirms 10 of the features we check on its own site; Razorpay confirms 7. Starting prices: kiban Quote only, Razorpay not published.
kiban
Best for Mexican B2B lenders that want a configurable credit origination and decisioning platform.
Watch out: The site shows demo-based sales with no public pricing.
Razorpay
Businesses selling in India that need payments, banking and payroll in one suite.
Watch out: Focused on India (UPI, RuPay, INR).
| Overview & pricing | ||
|---|---|---|
| Category | Payments & Fintech | Payments & Fintech |
| Specialty | Lending Infrastructure | Payments platform |
| Based in | 🇲🇽 Mexico | 🇮🇳 India |
| Best for | Mid-market | All sizes |
| Starting price | Quote only | Unconfirmed |
| Free plan | Unconfirmed | Unconfirmed |
| Free trial | Unconfirmed | Unconfirmed |
| Features confirmed on each vendor’s site | ||
| Card payments · Core features | Unconfirmed | ✓Accepts cards, netbanking, UPI; 100+ payment methods |
| Payment links · Core features | Unconfirmed | ✓Payment Links: create and send links to collect money |
| Physical terminal · Core features | Unconfirmed | ✓Razorpay POS for in-store payments |
| Recurring billing · Core features | Unconfirmed | ✓Subscriptions: collect recurring payments |
| Payouts / dispersion · Core features | Unconfirmed | ✓Payouts: 24x7 instant automated payouts |
| Corporate cards · Core features | Unconfirmed | ✓Corporate Cards listed in banking suite |
| Credit / financing · Core features | ✓Credit platform for origination, decisions, and reconciliation. | Unconfirmed |
| Open-finance data · Core features | ✓Integrates with open banking/data sources like Palenca and Prometeo. | Unconfirmed |
| Fraud prevention · Core features | ✓Privacy notice says it prevents fraud and unauthorized access. | Unconfirmed |
| Support in Spanish · Mexico fit | ✓Website and support/contact content are provided in Spanish. | Unconfirmed |
| Web app · Platform | ✓Users can work from the kiban console and web platform. | Unconfirmed |
| Public API · Platform | ✓It says you can connect via their API and has API docs. | ✓Robust, easy-to-use APIs |
| Webhooks · Platform | ✓Module mentions webhooks in specialized orchestrators. | Unconfirmed |
| Email support · Support | ✓Contact email shown: ventas@kiban.com and help@kiban.com. | Unconfirmed |
| Roles & permissions · Security & compliance | ✓Privacy notice lists user role as part of the account. | Unconfirmed |
| Audit log · Security & compliance | ✓They keep access and activity logs in the platform. | Unconfirmed |
| Integrations | ||
| Listed on its site | Buró de Crédito, Círculo de Crédito, Conekta, Contacta, CRiskCo, Jumio, Mifiel, Nubarium, OXXO Pay, Palenca, Prometeo, Quién es Quién, SUMA México, Syntage, Cincel | Unconfirmed |
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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.