OkCredit vs PayTraq
OkCredit confirms 5 of the features we check on its own site; PayTraq confirms 4. Starting prices: OkCredit INR 30/mo · 30 days, PayTraq EUR 20/mo · per month.
OkCredit
Small Indian shopkeepers who track customer credit (udhar) and send payment reminders from their phone.
Watch out: A ledger app for India; the free plan contains ads and has limited transactions.
PayTraq
Small and medium businesses that want simple cloud accounting, invoicing and inventory in one tool.
Watch out: No Mexico-specific tax features (CFDI, SAT) appear in the text; regions listed are Baltic.
| Overview & pricing | ||
|---|---|---|
| Category | Accounting, ERP & Invoicing | Accounting, ERP & Invoicing |
| Specialty | Digital ledger app | Cloud accounting ERP |
| Based in | 🇮🇳 India | Unconfirmed |
| Best for | SMBs | SMBs |
| Starting price | INR 30/mo · 30 days | EUR 20/mo · per month |
| Free plan | ✓Yes | ✕No |
| Free trial | Unconfirmed | ✓14 days |
| Features confirmed on each vendor’s site | ||
| Inventory · Core features | ◐Manage Stocks only in the Ads Free++ plan and above | ✓Online inventory across different warehouses |
| Purchasing · Core features | Unconfirmed | ✓Purchase orders and bills; purchasing and supply-chain tools |
| Web app · Platform | ✓Use on Web link | ✓Completely web-based, no installation |
| iOS app · Platform | ✓Available on App Store | Unconfirmed |
| Android app · Platform | ✓Available on Google Play | Unconfirmed |
| Public API · Platform | Unconfirmed | ✓REST API for custom integrations |
| WhatsApp support · Support | ✓Contact page lists a WhatsApp number | Unconfirmed |
| Email support · Support | ✓help@okcredit.in | Unconfirmed |
| Integrations | ||
| Listed on its site | Unconfirmed | Unconfirmed |
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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.