SSealbook

PayTraq vs Puzzle

PayTraq confirms 4 of the features we check on its own site; Puzzle confirms 4. Starting prices: PayTraq EUR 20/mo · per month, Puzzle not published.

PayTraq

Small and medium businesses that want simple cloud accounting, invoicing and inventory in one tool.

Watch out: No Mexico-specific tax features (CFDI, SAT) appear in the text; regions listed are Baltic.

Puzzle

Startups and small firms that want AI-driven accounting with real-time books.

Watch out: No Mexico-specific tax features (CFDI, SAT) are mentioned.

Overview & pricing
CategoryAccounting, ERP & InvoicingAccounting, ERP & Invoicing
SpecialtyCloud accounting ERPAI accounting books
Based inUnconfirmedUnconfirmed
Best forSMBsAll sizes
Starting priceEUR 20/mo · per monthUnconfirmed
Free plan✕NoUnconfirmed
Free trial✓14 daysUnconfirmed
Features confirmed on each vendor’s site
Bank reconciliation · Core featuresUnconfirmed✓Reconcile connected accounts via live API integrations
Inventory · Core features✓Online inventory across different warehousesUnconfirmed
Purchasing · Core features✓Purchase orders and bills; purchasing and supply-chain toolsUnconfirmed
Financial statements · Core featuresUnconfirmed✓Real-time financials on one platform
Web app · Platform✓Completely web-based, no installationUnconfirmed
Public API · Platform✓REST API for custom integrations✓API / MCP for building on Puzzle
Onboarding / implementation · SupportUnconfirmed✓Onboarding and setup call
Integrations
Listed on its siteUnconfirmedStripe, Mercury, Ramp, Brex, Gusto, Claude, ChatGPT

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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.