Razorpay vs Syncfy
Razorpay confirms 7 of the features we check on its own site; Syncfy confirms 10.
Razorpay
Businesses selling in India that need payments, banking and payroll in one suite.
Watch out: Focused on India (UPI, RuPay, INR).
Syncfy
LATAM fintechs and software platforms that need one API for open finance, payments, and tax data.
Watch out: The site does not show public pricing and is centered on an API rather than a standalone app.
| Overview & pricing | ||
|---|---|---|
| Category | Payments & Fintech | Payments & Fintech |
| Specialty | Payments platform | Open Finance API |
| Based in | 🇮🇳 India | 🇲🇽 Mexico |
| Best for | All sizes | Mid-market |
| Starting price | Unconfirmed | Unconfirmed |
| Free plan | Unconfirmed | Unconfirmed |
| Free trial | Unconfirmed | Unconfirmed |
| Features confirmed on each vendor’s site | ||
| Card payments · Core features | ✓Accepts cards, netbanking, UPI; 100+ payment methods | ✓Credit and debit card processing offered. |
| Payment links · Core features | ✓Payment Links: create and send links to collect money | ✓Payment links are listed as a payment method. |
| SPEI transfers · Core features | Unconfirmed | ✓Interbank electronic transfers (SPEI) are offered. |
| Physical terminal · Core features | ✓Razorpay POS for in-store payments | ✓Point-of-sale terminals are listed. |
| Recurring billing · Core features | ✓Subscriptions: collect recurring payments | Unconfirmed |
| Payouts / dispersion · Core features | ✓Payouts: 24x7 instant automated payouts | Unconfirmed |
| Corporate cards · Core features | ✓Corporate Cards listed in banking suite | Unconfirmed |
| Open-finance data · Core features | Unconfirmed | ✓Open Data for banking and tax data. |
| CFDI 4.0 invoicing · Mexico fit | Unconfirmed | ✓Mentions CFDI information and stamping. |
| SAT integration (download / validate) · Mexico fit | Unconfirmed | ✓Mentions SAT data and invoice compliance. |
| Public API · Platform | ✓Robust, easy-to-use APIs | ✓Product is presented as an API. |
| Roles & permissions · Security & compliance | Unconfirmed | ✓RBAC role-based access control is mentioned. |
| ISO 27001 · Security & compliance | Unconfirmed | ✓States ISO 27001 certification. |
| Audit log · Security & compliance | Unconfirmed | ◐Mentions service log policies, not a full audit log. |
| Integrations | ||
| Listed on its site | Unconfirmed | PayPal, Bitso, Mercado Pago, Cetes, SAT, PACs |
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Every ✓ / ✕ comes from the vendor’s own website (sources on each product page). Unconfirmed means the site doesn’t say — not that the feature is missing.